Health Protection

• Best Doctors™

• Medical Access Insurance / ELITE Wait-List™ Insurance

• Private Clinic Referrals (Canada & US)

Tax Effective Health Funding

• Cost-Plus Programs

• Health Spending Accounts

• Private Health Services Plans (PHSPs)

Risk Management

• Business Overhead Protection

• Critical Illness

• Disability Income Protection

• Guaranteed Standard Issue (GSI)  - ELITE Suite™

• Individual Pension Plans (IPP)

• Kidnap/Ransom Insurance

• Long-Term Care

• Special Risk Products

• Travel Accident

Unique Services

• Pre-Underwriting Services

• Disability Case Management