Group Benefits Plans (> 25)
Whether you’re developing a new benefits program or looking to identify opportunities within your current plan, we can review your plan design, funding arrangements, definitions and policies to ensure that your plan continues to meet the unique needs of your company and its employees.
Having worked on both sides of the industry, as independent consultants, as well as for insurance companies, we understand the system inside and out and provide a greater level of input than the majority of brokers or major consulting houses.
The Belton Approach
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Market your plan to confirm pricing |
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Fair but firm negotiation |
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Implement and communicate |
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Provide proactive and ongoing support |
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Monitor industry legislation to ensure compliance |
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Continually review and improve program |
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Advantages for Employers
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Attract and retain quality employees |
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Costs are tax deductible as a business expense and provide more than comparable raises in pay |
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Group buying power ensures costs are less than comparative coverage purchased individually |
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Improves morale, productivity and efficiency |
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Provides for a healthy workforce |
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Provides a formal company policy on death, disability and high medical costs |
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Advantages for Employees
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Confidence knowing a benefits program is in place to support themselves and their loved ones |
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No need to use after-tax money to purchase various types of insurance |
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Group coverage is typically less expensive than individual coverage |
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Coverage without having to answer medical questions |
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Helps to bridge the widening gap between provincial health plans and the coverage employees and their families need |
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Access to health and wellness resources |
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